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Our personal finances

Personal finances isn't a topic many people bring up, even among close friends. But I think we could learn a lot from each other if we were less secretive about money. In this spirit, Chris and I are very open with our financial information. We're not financial experts by any means but we have a system that works for us and if sharing this information is helpful to even one person then I'll call that a success.

Although we feel that we live modestly we recognize that we make much more money than the average American family and significantly much more compared to families around the world. Even if our financial situation is different than yours I hope that the basic principles of making financial goals, budgeting and saving can be helpful to everyone.

Please leave a comment on a specific post or email me if you have any questions, I'm happy to answer them.

 

Read all finances posts here.

 

Our budget is available for download:

Budget with separate checking accounts:  Download Budget_14January

Budget with single checking account (our current budget):  Download Budget_14March 

 

Read more about Debt Reduction.

 

Read more about our budget:

2015 budget

Updated debt reduction budget (April 2014)

Debt Reduction budget (January 2014).

Pre Debt Reduction budget (October 2013)

Thoughts on our October 2013 budget update.

 

Read more about how we manage our finances including bank account set-up and what our salaries and debts are:

How we organize our bank accounts.

A breakdown of our income and debts.

Why we have an emergency savings account.

Making it to $10,000 in our emergency savings account.

Our monthly grocery bill.

Preparing our budget for a baby.

 

My name is Kelsey. It's so nice to see you!

I'm a writer, podcaster, and goal-setting enthusiast living with my husband and three young kids in sunny Gilbert, AZ.

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