Finances

Each month, Chris and I budget $100 each to spend as "personal allowance." This includes eating out/coffee/activities we do separately (we have a joint family allowance budget of $100 as well) and purchases are that wants and not needs. To keep ourselves accountable, we use Mint to monitor our spending. As an extra layer of accountability I am sharing what I spent my personal allowance on each month and whether I stayed within budget. Buying my next Get To Work Book planner this month took up the bulk of my spending this month. But it was an expense I was... Read more →


Our grocery bill has gone through a lot of changes in the past few years. We went from feeding two people to three and now four. At the same time, we started to prioritize our savings. So even as we need to feed more people we are frequently looking at what we spend on groceries and trying to see how we can do a better job. We shop at Trader Joe's on a weekly basis and just recently bought a Costco membership after careful evaluation. Chris and I worked up a spreadsheet with every item we normally buy at Trader... Read more →


Each month, Chris and I budget $100 each to spend as "personal allowance." This includes eating out/coffee/activities we do separately (we have a joint family allowance budget of $100 as well) and purchases are that wants and not needs. To keep ourselves accountable, we use Mint to monitor our spending. As an extra layer of accountability I am sharing what I spent my personal allowance on each month and whether I stayed within budget. This is my fifth month of diligently tracking my spending and being transparent about it. And it feels great! Already this year we have reduced our... Read more →


Tracking our spending assiduously, including my own personal allowance spending, continues to be so satisfying. I'm finding it easy in some ways to stick (pretty much) to my budget of $100 of personal allowance spending per month, but hard in other ways. There are SO! MANY! things I want to buy during the month. By sharing my purchases at the end of the month I might make it look easy to stick to a personal allowance budget but please know that it is not without plenty of restraint! I've noticed that I'm especially bombarded with "wants" scrolling through Instagram or... Read more →